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Jan 26, 2009

More Bonus From RPLI

The Rural Postal Life Insurance (RPLI) is giving more bonus on the sum assured as against the traditional insurers. According to a release, traditional insurers give bonus in the range of Rs. 45 to Rs. 50 for every Rs. 1,000 of sum assured, but the customers of RPLI get a better return. An insurant having an RPLI policy of Rs. 1 lakh will now get a bonus of Rs. 5,500 a year as against the Rs. 5,200 earlier (provided the policy term is below 10 years.)

The enhancement of bonus makes RPLI more attractive option as compared to endowment assurance scheme. The RPLI is a pioneer insurance scheme available in rural areas covered by a vast network of rural post offices functioning in all base villages. The PLI directorate has recently declared simple reversionary bonus of RPLI for the period 2004-05 as follows : Whole Life Insurance (WLA) Rs. 60 per thousand of sum assured, Endowment Assurance (EA) Rs. 55 per thousand of sum assured and Anticipated Endowment Assurance (WLA) Rs. 50 per thousand of sum assured.

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